Do not ignore useful additional auto insurance insurance insurance

Do not ignore useful additional auto insurance insurance insurance

Insurance

After the heavy rain, came to the insurance company to increase on the wading insurance consumers instantly more, in fact, we are not absolutely necessary to realize its importance after an accident. In which auto insurance insurance like wading insurance is not commonly used but useful insurance critical moment there are many, and today we will help you to recommend several often overlooked but can help busy insurance at the crucial moment.

Spontaneous loss of insurance

A look at the name of this insurance is to know, and it is used Payout vehicle ignition. It is within the insurance period, the insurance vehicle in the course of, and in case there is no external source of ignition, due to their own reasons for the failure of the car and the carriage of goods on fire, causing loss of vehicle insurance, the insured in occurrence of the insured event, the necessary and reasonable costs of the rescue of the spending in order to reduce the losses of the insured vehicles, the insurance company liable.

Often consumers will think my car how spontaneous combustion, so ignore this insurance. The vehicle ignition scene really rare, long exposure years coupled with the use of the vehicle for a long time, the vehicle ignition is possible. Once the vehicle is spontaneous combustion, the loss is not just a few thousand dollars so simple. The Dongfeng Nissan everbest Department of Insurance Director of the speech by the new introduction, the risk premium is not expensive, about 200 yuan, but in accordance with the value of the car damage Payout.

New equipment damage insurance

This additional risks equally well understood, it is for self-installation of the equipment in the car and on the insurance. For example, many people like to install their own in the car navigation, radar, or before and after surrounded Once these equipment damage, is not in Che Sunxian Payout range. Example, some self-installation of the navigation was flooded after the Beijing flooded car, not on the newly added equipment damage insurance insurance companies will not be reimbursed. YangYongXin introduced general in accordance with the full amount of insured damage after about 10% of the value of the equipment.

Vehicles suspended loss insurance

This is also an often overlooked insurance, it is used to compensate for vehicle maintenance, accident and can not travel during your travel expenses. It's official statement is: within the insurance period, the insurance vehicle during use, due to the occurrence of loss of vehicle insurance first listed insurance accident in causing body damage, resulting in the need insurance vehicle into the factory for repair, resulting in insurance vehicles suspended loss insurance insurance contract within the compensation limit for compensation.

The same example to Beijing this heavy rain, a lot of cars due to flameout forced to park on the roadside, the insurance company can the corresponding time travel keeps fees. The speech by the new introduction, many insurance companies are not the creation of this insurance, but it is indeed useful, general insurance premiums in around $ 300, the vehicle suspended one day general insurance companies will be paid 200 yuan, this specific set different rates according to the insurance company to count, but the insurance company will limit Payout number of days, generally up to lose 10 days.